Mortgages & Borrowing

Get advice on Personal Mortgages

Whether you’re the family settling in a community or the entrepreneur with a new idea, getting a mortgage is the first step to taking control of your financial wealth and security. Our Lighthouse Group Financial Solutions mortgage advisers are prepared to work alongside you and develop practical solutions to make mortgage purchasing and planning possible, from your first mortgage to finally paying it off. Find an affordable personal mortgage solution with Lighthouse Group Financial Solutions today, and secure your dreams with one of the largest assets you own.

Your home may be repossessed if you do not keep up repayments on your mortgage. Some Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Questions? Concerns? | Speak to us by phone on 08000 85 85 90

This is it — the next step to your new home! Getting a first time buyer mortgage seems like a hefty decision, but Lighthouse Group Financial Solutions can ease the worries through clear, intelligent mortgage advice. We’ll help you find an affordable mortgage suited to your needs and optimised for your income, credit, assets, and other factors. In addition to exploring first time buyer mortgage rates and financing options, we’ll aim to minimise risk and develop safeguards to protect against unforeseeable circumstances.

Our Lighthouse Group Financial Solutions mortgage advisers create practical strategies to help you towards home ownership:

  • Our mortgage experts will diligently review your financial circumstances and determine the most beneficial and secure mortgage plan with a low-percentage down payment.
  • If you qualify, we’ll find the right government-backed schemes available for first time buyers, providing greater security through tax breaks, equity loans and shared ownership.
  • Using our knowledge of the lending industry, we’ll do our best to ensure your loan applications meet the standards expected by lenders.

Buying a home is a significant milestone, and at Lighthouse Group Financial Solutions, our experts will strive to help you feel financially secure as you navigate the complexities of home financing.

Life circumstances change; your income may be higher or the value of your home has increased. So why should your mortgage stay the same? A remortgage is your chance to pay off your old mortgage and switch to a new one, ideally with a better interest rate and more flexibility. When your assets are on the uphill climb, Lighthouse Group Financial Solutions will create an amended strategy to better work for you.

Make your mortgage reflect your life circumstances:

  • Lighthouse Group Financial Solutions will work with you and the lenders to find a remortgage solution that lowers costs and helps you build greater disposable wealth.
  • Likewise, if you are looking to make alterations to your property, or perhaps release some equity, our specialists will explore the options available to you.

Where can you go with a new mortgage? More cash in your pocket, stronger assets in your portfolio? Explore remortgage options with Lighthouse Group Financial Solutions to better suit your needs.

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Buy-to-Let mortgages may be more expensive than a standard home mortgage, and investing in property is a risky, high-reward endeavour. Either financial independence or ruin await near the end of this journey, but through Lighthouse Group Financial Solutions, you’ll have buy-to-let specialists on your side who can advise on both consumer and buy-to-let mortgages.

Aside from comprehensive financial review and planning, as well as wealth building and structuring strategies, Lighthouse Group Financial Solutionswill work with you and lenders to find the ideal buy-to-let mortgage optimised for your assets and the property’s potential. Lenders typically require the rental income to be a quarter to a third higher than your mortgage payment.

We’ll help find the equilibrium between expectations and possibilities, and you’ll discover a fruitful business opportunity. Find out how buy-to-let mortgages can serve as a potent source of income.

Mortgage insurance is a fundamental component of risk management. In essence, this type of insurance plan can provide protection should you have the misfortune to suffer an illness, redundancy or accident which prevents you from working and thereby maintaining your mortgage payments.

Policies can vary widely. Typically they will provide either a portion or all of the monthly mortgage bill for various lengths of time if you should lose your job or become disabled. Most mortgage life insurance policies, however, will be tailored to pay off your entire mortgage if you should pass away.

Our goal is to better safeguard your mortgage following an adverse change in financial circumstances. As such, your professional Lighthouse Group Financial Solutions adviser will conduct a complete review of your financial holdings and assess the merits of a variety of suitable mortgage insurance plans. We’ll aim to optimise the benefit of advised policies by weighing them against your current and prospective financial circumstances as well as the possibility of unexpected events.

Never allow the unforeseeable to put you and/or your family in grave financial circumstances. Find a suitable mortgage insurance plan with the advice and oversight of a Lighthouse Group Financial Solutions mortgage and protection expert today.

Equity Release

Speak to us to see if you can access the value built up in your home.

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Important Information: Your home may be repossessed if you do not keep up repayments on your mortgage. Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Got a Question?

Use the form below and one of our expert advisers will contact you

Why choose Lighthouse Group Financial Solutions?

20+ Years Experience & Industry Accredited Awards

Insider knowledge for finding the most suitable mortgage for you

Practical solutions for financial security and peace of mind

Lighthouse Group Financial Solutions is prepared to work alongside you and develop practical solutions to strengthen your finances and make mortgage planning possible.

Find out more about Lighthouse Group Financial Solutions