Retirement Planning

Financial advice for secure retirement plans

Following decades of labour and hard work, you deserve a retirement income that allows you to live out your days doing the things you love. By exploring retirement planning solutions, Lighthouse can help you supplement your golden years with the adventure, peace of mind, and security you deserve. We’ll eliminate the insecurities you may have about your retirement, and instead, let you focus on everything you’ve always wanted to do.

Questions? Concerns? | Speak to us by phone on 08000 85 85 90

Lifestage Financial Structuring

Once you start earning, our personal Lighthouse retirement experts will help you  maximise the financial security you’ll receive in retirement. We’ll place your retirement goals at the forefront of our wealth structuring strategies, and through practical action, tools, and services, we’ll help you to prepare your retirement on your own terms.

Our Lighthouse advisers are prepared to build and structure your wealth for retirement:

  • Our Lighthouse experts explore various retirement funds in addition to your work pension scheme, and we’ll help establish ways in which you can make scheduled contributions to this fund during your career.
  • We’ll aim to strengthen your safety nets and grow your retirement fund through smart investing strategies. Whether you’re having children, buying a house, or facing an unexpected event, our advisers help minimise the impact on your retirement savings.
  • Retirement is a grand celebration, but it’s important to determine how best to receive your pension income. Would you prefer a tax-free lump sum? How would an annuity help? How much income do you need? The decisions you make will have a profound effect on how your retirement income works for you.

Life is a great adventure, and our Lighthouse retirement advisers want to be there to help you make smart financial decisions toward your retirement.

Wealth Structuring For Retirement

Pensions are undoubtedly important for a quality retirement plan. Yet, gone are the days when a work pension was enough to live comfortably in retirement. To achieve  a prosperous retirement, you may need to look into personal pensions, investments, and wealth structuring instead. From acquiring suitable insurance to planning future taxes, mortgage payments, and other expenditures, our personal Lighthouse retirement planners can help structure your wealth after you retire.

  • Our Lighthouse retirement advisers develop personalised solutions based on your goals in retirement. We also look for new opportunities, both on the national and global scale, to help you reach financial independence before retirement.
  • Our advisers structure your investments through clear and practical asset allocation solutions, whereas diversification lends greater security (and potential growth) for your retirement goals.
  • Through extensive review by independent experts, combined with comprehensive industry knowledge, our specialists aim to minimise the impact of inefficient taxes as well as unforeseeable events.

A secure and beneficial retirement depends on planning and creative solutions. Discover how a Lighthouse financial adviser can better structure your wealth for the best years of your life.

Retirement Planning For Your Employees

As an employer, you must consider the well-being, prosperity, and security of your employees’ futures. In addition to mandatory auto-enrolment, you may want to consider supplementary retirement benefits for your employees. Investing in their retirement can have a range of advantages for you as a business owner, from tax savings to higher employee output.

Protect your business and invest in the future:

  • Your personal Lighthouse retirement planner reviews pension schemes suitable to your business size and assets. We’ll explore retirement plans designed to optimise cost and promote employee satisfaction.
  • Our specialists tailor and implement beneficial, yet cost-effective solutions, giving you the peace-of-mind that you’re doing everything for your employees.

The esteem and value of a business comes from its employees, and an attractive retirement plan drives employees to always be their best. Learn more about how a Lighthouse adviser can help secure your employees’ futures.

Your Annuity Options

Choosing an annuity is a once in a lifetime decision. You have a right to shop around for the best deal from the provider of your choice.
View Annuity Options

Equity Release

Speak to us to see if you can access the value built up in your home.

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

View Equity Release

Important Information: The value of pensions and the income they produce can fall as well as rise. You may get back less that you invested.

Got a Question?

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Why choose Lighthouse ?

20+ Years Experience & Industry Accredited Awards

Practical solutions for financial security and peace of mind

Renowned retirement solutions for individuals and businesses

Lighthouse Group is prepared to work alongside you and develop practical solutions for your Retirement Planning options.

Find out more about Lighthouse