Savings & Investments

Not everyone has the same financial goals. The idea of affluence depends on where you want to go and the financial security you wish to attain. Working with a personal Lighthouse wealth adviser, you’ll explore financial structuring opportunities based around your goals.

Discover comprehensive financial planning through structured investments:

• Lighthouse’s wealth strategists create an overview of your financial goals, using your current assets and capital combined with future prospects to make these goals a reality.
• In addition to structuring your savings and investments plans on a month-to-month (or even annual) basis, our advisers can help you broaden your investment portfolios to protect against unforeseeable circumstances.
• Using insider knowledge of market standards, we detail accurate future prospects for practical wealth structuring.

Financial markets continually evolve. One of Lighthouse’s objectives is to create a wealth structuring scheme that minimises impact due to fluctuations in the market, optimising your finances so that you can reach your goals quicker and with greater ease.

Smart investing means pursuing maximum returns. Taxes, however, serve as the chief barrier to  an efficient and highly attractive investment return. As such, taxes can elongate the financial timescale needed to meet your goals. From decades of financial advising throughout the UK, Lighthouse has polished its tax-efficient saving and investment strategies, helping you to build and structure your wealth upon intelligent investments with maximum returns.

Our experienced financial advisers help you reach your goals in the most efficient way possible:

• Lighthouse advisers find investments ideal for your unique situation, maximising the benefits from taxable, tax-deferred and tax-exempt investments while mitigating potential risks.
• Our advisers guide you through the UK income tax brackets, ideal for tax-efficient investing.
• At the same time, we’ll diversify your investments and assets to help keep you out of the higher tax brackets, while helping you choose saving strategies to minimise tax burdens (such as capital gains tax).

Let our Lighthouse advisers clear a financial pathway so that it’s unhindered by tax inefficiencies. Our experts strive to reach the apex between the benefit of your investments and the efficiency of the taxes imposed upon those investments.

As a business owner, every investment and saving decision you make will have profound impacts on the value and longevity of your venture. Already you’ve devoted years of your life to establish a business, and your personal Lighthouse adviser wants to help your business grow through efficient and highly beneficial investment solutions.

From pensions and employee benefit schemes to protecting your business’s wealth, our business wealth advisers will uncover protections for key employees, shareholders, and loans. We will explore new ways to safeguard the value and integrity of your business’s operations.

Furthermore, through market analysis of your industry, our advisers can counsel you on best practices for building auto-enrolment and pension schemes for employees, ensuring maximum employee satisfaction in the most cost-effective manner for the business.

As your business grows, intelligent savings and investments become all the more important to wealth maintenance, growth, and longevity. Our Lighthouse experts want to guide you along every step of the way, from the shaky first steps to complete financial independence.